96023 COTTAGE Court 1202, Fernandina Beach, FL 32034
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About This Home
Enjoy low-maintenance living in The Cottages at Stoney Creek, a gated community offering comfort, convenience, and flexibility. This 3-Bedroom, 2.5-Bath home features a functional layout with a Half Bath on the main level and all of the Bedrooms upstairs for added privacy. The Building has new Roof in 2025. Recent updates include a new HVAC System in 2025 and new LVP flooring downstairs providing a strong foundation for the next owner. This home is move-in ready while also offering a blank canvas for buyers who want to add their own style and updates over time. Residents enjoy access to a gated entrance, private neighborhood setting, and community pool, all with a low HOA fee -- making everyday living simple and manageable. Ideally located just a short drive from Amelia Island, the beaches, dining, shopping, and historic downtown Fernandina Beach, this home offers both convenience and coastal accessibility.
Property Details
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$384.61/month reported association fees
Association 1: $385 · Monthly
Historical property taxes are not reported. MLS cost data refreshed 10/13/2026.
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Planning estimate only. Excludes mortgage insurance, special assessments, maintenance, utilities, closing costs and other charges. Reported fees may be incomplete; verify with the association and a lender. This is not a loan quote or complete cost of ownership.
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Location
96023 COTTAGE Court 1202, Fernandina Beach
MLS #: 2142037 · Listing data provided by NEFAR MLS via Spark API. Information deemed reliable but not guaranteed. Last updated August 25, 2026. Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY.