523 S 13TH Terrace, Fernandina Beach, FL 32034
About This Home
When you can't decide between downtown and the beach, choose a home that puts you between both. Built in 2023, 523 S. 13th Terrace offers something increasingly difficult to find on Amelia Island: newer construction in an established in-town location with easy access to both historic downtown Fernandina Beach and Main Beach. Inside, vaulted ceilings and an open floor plan create a bright, airy feel, while the kitchen brings everyone together with quartz countertops, stainless steel appliances, generous cabinetry, and a spacious island. A dedicated office nook provides just enough separation for working from home without sacrificing an entire room. Upstairs, three bedrooms offer comfortable separation from the main living spaces, including a spacious primary suite designed as a quiet retreat at the end of the day. Outside, the fenced backyard and extended raised patio create room for morning coffee, weekend grilling, pets, or simply enjoying a Florida evening at home. A one-car garage a
Property Details
Private Listings
The best homes don't always go public.
Our advisors have access to off-market properties across the beach communities that never appear in public listings — tell us what you're looking for.
Location
523 S 13TH Terrace, Fernandina Beach
MLS #: 2154960 · Listing data provided by NEFAR MLS via Spark API. Information deemed reliable but not guaranteed. Last updated September 23, 2026. Listing courtesy of SUMMER HOUSE REALTY.


