96004 MONTEGO BAY, Fernandina Beach, FL 32034
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About This Home
Stunner alert! Discover exceptional value centrally located on Amelia Island and minutes from island beaches, where generous living spaces, thoughtful updates, and an enviable location come together in one remarkable offering. Privately situated on a quiet cul-de-sac overlooking a tranquil pond, this beautifully renovated residence presents an opportunity to enjoy the island lifestyle without compromising space or quality. Extensively refreshed, the home showcases new Pergo and porcelain tile flooring, fresh interior and exterior paint, updated lighting and ceiling fans, new bathroom fixtures, new stainless appliances, and enhanced landscaping, and a roof newly installed in 2022. Timeless finishes, including granite countertops and a gas fireplace anchoring the family room, create warm and inviting spaces designed for both everyday living and effortless entertaining. Offering four bedrooms and three full bathrooms, the flexible floor plan easily adapts to today's lifestyle.
Property Details
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$43.58/month reported association fees
Association 1: $523 · Annually
MLS historical annual tax (2025): $8,382. A purchase may change the tax assessment. MLS cost data refreshed 10/16/2026.
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Planning estimate only. Excludes mortgage insurance, special assessments, maintenance, utilities, closing costs and other charges. Reported fees may be incomplete; verify with the association and a lender. This is not a loan quote or complete cost of ownership.
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Location
96004 MONTEGO BAY, Fernandina Beach
MLS #: 2158836 · Listing data provided by NEFAR MLS via Spark API. Information deemed reliable but not guaranteed. Last updated October 15, 2026. Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS.