505 CEDAR Street, Fernandina Beach, FL 32034
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About This Home
OPTION TO PURCHASE FULLY FURNISHED AT NO ADDITIONAL CHARGE & WALKABLE TO EVERYTHING DOWNTOWN FERNANDINA HAS TO OFFER! This reimagined historic cottage is just blocks from Centre Street & the waterfront. The 1-bedroom, 1-bath, 893-square-foot home underwent an extensive down-to-the-studs renovation in 2025, delivering craftsmanship, efficiency & premium materials rarely found in a home of this era. Improvements include all-new electrical wiring & panel; PEX plumbing, all-new drain lines to city connections; new siding; a 5V metal roof with exposed long-life fasteners; natural-gas tankless water heater & a two-zone HVAC system with individual remotes. Spray-foam insulation extends along the entire roofline & gable ends, with batt insulation throughout the walls & floor system. A-Series Andersen windows provide abundant natural light & include a transferable warranty. Inside, vaulted ceilings with cedar beams, shiplap walls, original wood flooring paired with matching new wood, designer
Property Details
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No association reported by MLS
MLS historical annual tax (2025): $3,899. A purchase may change the tax assessment. MLS cost data refreshed 10/15/2026.
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Planning estimate only. Excludes mortgage insurance, special assessments, maintenance, utilities, closing costs and other charges. Reported fees may be incomplete; verify with the association and a lender. This is not a loan quote or complete cost of ownership.
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Location
505 CEDAR Street, Fernandina Beach
MLS #: 2165306 · Listing data provided by NEFAR MLS via Spark API. Information deemed reliable but not guaranteed. Last updated October 9, 2026. Listing courtesy of WATSON REALTY CORP.


