96015 MONTEREY Street, Fernandina Beach, FL 32034
Saving a home does not subscribe you to email alerts.
About This Home
Imagine marsh mornings, coastal birds, dolphins in the distance, and sunset skies painted pink. Tucked at the end of a quiet road, this 1.32-acre retreat offers privacy and waterfront charm. Inside, soaring ceilings, a stacked stone fireplace, and expansive windows fill the two-story great room with light and marsh views. An open kitchen and dining area, sunroom, two main-level bedrooms, hall bath, mudroom, and two-car garage add convenience. Upstairs, the primary suite opens to a scenic deck. Enjoy fishing, kayaking, paddleboarding, and wildlife from your backyard. A tidal creek dock, covered boat storage, shed, and walk-in attic add versatility. With great bones and room for your vision, the setting is already here. The possibilities are yours. Waterfront access is tidal. Boating from the existing dock would require a boat lift. Buyers should verify water depths, navigability, tidal conditions, and permitting for a lift or intended waterfront use.
Property Details
Plan your monthly costs
No association reported by MLS
MLS historical annual tax (2025): $4,038. A purchase may change the tax assessment. MLS cost data refreshed 10/22/2026.
Checking the dated 30-year market-rate reference…
Enter your lender's rate and your own tax and insurance estimates. Blank inputs are excluded, not assumed to be zero.
Enter valid price, down payment and rate
Planning estimate only. Excludes mortgage insurance, special assessments, maintenance, utilities, closing costs and other charges. Reported fees may be incomplete; verify with the association and a lender. This is not a loan quote or complete cost of ownership.
Explore the Area
Private Listings
The best homes don't always go public.
Our advisors have access to off-market properties across the beach communities that never appear in public listings — tell us what you're looking for.
Location
96015 MONTEREY Street, Fernandina Beach
MLS #: 2170477 · Listing data provided by NEFAR MLS via Spark API. Information deemed reliable but not guaranteed. Last updated October 22, 2026. Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS.